The prompts are ridiculous to get to speak to someone. The company scored 10th out of 24 insurers evaluated. This policy is 25 years old and no paper work available. Because the payee was 70 they confused that person by stating incorrect laws. The company is rated good to superior by S&P, Moody's and AM Best. It was the same as last time, here it is again. Protective gets better marks than most for customer experience. Product name, logo, brands, and other trademarks featured or referred to within our site are the property of their respective trademark holders. What's more, for a company more than a century old their online and mobile options are intuitive and up to date. If you choose to click on the links on our site, we may receive compensation. Disclaimer: NerdWallet strives to keep its information accurate and up to date. The Protective Insurance Company’s A.M. Best rating is an A+, the second highest rating that a company can receive. The company was founded in 2003 and offers flood insurance in 5 states in the USA. Trouble is that those same employees jealously guard their "fiefdoms" and do not like change of any sort. The policy is not designed to build substantial cash value. The Custom Choice policy, marketed as an alternative to term life insurance, is priced lower than other permanent policies. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly. Property and Casualty insurance services offered through NerdWallet Insurance Services, Inc.: Licenses, NerdWallet Compare, Inc. NMLS ID# 1617539, NMLS Consumer AccessLicenses and Disclosures, California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812. I AM THINKING OF DROPPING MY POLICIES WITH PROTECTIVE LIFE THE CUSTOMER SERVICE IS THAT BAD! does not have my policy in full. "You filled out Y wrong." Specialties: Protective Insurance has a decades-long heritage of marketing and underwriting insurance for the transportation industry. If you don't click the links on our site or use the phone numbers listed on our site we will not be compensated. Protective Life Insurance offers a comprehensive portfolio of insurance products to meet the needs of the consumer. All financial products, shopping products and services are presented without warranty. They purchased Liberty Life Insurance and when I call now to pay my bill it is VERY VERY HARD TO SPEAK TO SOMEONE I was on hold for over an hour. 2. Ultimately the choice is yours. I did not agree to this company. Our brand, ConsumersAdvocate.org, stands for accuracy and helpful information. Partners may influence their position on our website, including the order in which they appear on the page. Protective Life Insurance. Protective Life Insurance Company reviews on Glassdoor state that Protective is one of the best life insurance companies to work for in Birmingham and that the benefits are decent. What's more, for a company more than a century old their online and mobile options are intuitive and up to date. Protective Life earned 4 stars out of 5 for overall performance. Protective Life was rated “about average” for overall customer satisfaction in the J.D. Lake Mary, FL 32746-5500. What Are the Different Types of Life Insurance? Protect My Child is a whole life insurance policy. Protective Life Insurance Company Response 07/20/2020 I am writing in response to your email dated July 16, 2020 addressed to Rich B***** regarding the above-referenced consumer. They have had an extremely difficult time differentiating between me and my dad, despite the fact that we have different middle names, social security numbers and birthdays. Protective is a financially stable company with excellent customer service and claims history, which makes it one of the top life insurance companies worth considering. Customers can take advantage of online calculators and learning tools. Protective Life Insurance Corporation’s history originates with its Protective Life Insurance Company brand, which was founded in 1907 by Alabama Governor William Dorsey Jelks. The underwriting process took 4 months - partially because there was an error in my medical records that they denied me for, I had corrected with my physician, and subsequently started over. Protective Life Insurance Co. offers term life and four types of universal life insurance, including a low-priced policy to rival term life insurance. When evaluating offers, please review the financial institution’s Terms and Conditions. Rude customer service. Getting new quotes today. Power 2019 U.S. Life Insurance Study. HOLD TIME IS OVER 1HR TRYING TO FIX THIS. 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